Terms and Conditions

These Terms & Conditions (“Terms”) apply between ClearView Spend Solutions, LLC (“ClearView,” “we,” “us,” or “our”) and you, the user of www.clearviewspend.com (the “Website”). By accessing or using the Website, creating an account, or purchasing services, you agree to these Terms. If you do not agree, do not use the Website. No part of the Website is a contractual offer. Your order is an offer to purchase services; acceptance occurs only when we send a written order confirmation.


1. Definitions

  • Account: Your profile, credentials, and payment details used to access paid content.

  • Authorized Users: Your employees, contractors, and agents whom you authorize to access or use the Services under your Account.

  • Content: All materials on the Website (text, graphics, audio/video, software, data).

  • Services: Our e-learning, community, tools, templates, consulting, and related offerings.

  • User Content: Content you or your Authorized Users submit (posts, comments, files).

  • Website: www.clearviewspend.com and its subdomains.


2. Age & Eligibility

The Website is not intended for children under 13. You must be 18+ (or the age of majority in your state) to purchase Services and create a binding contract. You are responsible for the actions of your Authorized Users.


3. Business Users

If you access or purchase on behalf of a company, you represent that you are authorized to bind that entity and “you” means that entity.


4. Intellectual Property; Limited License

Except for User Content and third-party materials, the Website and all Content are owned by ClearView or our licensors and protected by U.S. and international IP laws. We grant you a limited, non-exclusive, non-transferable license to access and use the Website and any paid content you have lawfully purchased for your internal business use, subject to these Terms. Except as expressly permitted, you may not copy, distribute, publicly display, or create derivative works from the Content.


5. Third-Party IP

Logos, product images, and marks of others are the property of their respective owners. You must obtain permission from those owners for any use beyond Website viewing.


6. Fair Use

Nothing in these Terms limits your rights under U.S. fair use (17 U.S.C. § 107).


7. Links to Other Sites

Linked sites are not under our control. We are not responsible for their content. Links do not imply endorsement.


8. Linking to the Website

You may link to the homepage for lawful purposes that do not harm our reputation. Deep linking, framing, scraping, or automated harvesting requires our written permission.


9. Acceptable Use; Community Standards

You and your Authorized Users will not: (a) post unlawful, defamatory, harassing, hateful, or infringing content; (b) impersonate others; (c) attempt to breach security; (d) send spam or unauthorized mass communications; (e) reverse engineer or access the Services to build a competing product; or (f) interfere with or disrupt the Website or Services. We may remove content or suspend Accounts that violate these Terms.


10. Accounts & Security

Keep credentials confidential. You are responsible for all activity by you and your Authorized Users under your Account. Notify us promptly of unauthorized use. We may suspend or terminate Accounts that present risk.


11. Orders, Pricing, Billing, and Auto-Renewal

Pricing shown at checkout applies at the time of order and may change prospectively. You authorize us (and our payment processors) to charge the payment method on file for recurring subscription fees and applicable taxes until you cancel. Unless otherwise stated, subscriptions auto-renew for successive terms of equal length. You may cancel renewal any time before the next renewal date in your Account or by emailing info@clearviewspend.com; cancellations take effect at the end of the then-current term. If we do not accept your order, any amounts paid will be refunded within a reasonable time.


12. Delivery of Services

We aim to provision access within a reasonable time after order confirmation. Dates are estimates; time is not of the essence.


12A. Client Cooperation; Dependencies

   (a) Participation Required. You acknowledge and agree that effective use of the Services—including any consulting, training, templates, tools, and recommendations—requires timely participation by you and your Authorized Users.
   (b) Data & Access. You will provide accurate baseline data, system access, and reasonable assistance we request to deliver the Services.
   (c) Implementation Responsibility. You are solely responsible for deciding whether and how to implement any recommendations. ClearView is not responsible or liable for any delay, shortfall, or outcome caused by your or your Authorized Users’ failure to take necessary actions on the advice provided during the term.
   (d) No Breach for Client-Caused Delays. Delays or failures in performance resulting from your acts or omissions (including withheld data, lack of access, or non-implementation) do not constitute a breach by ClearView and may extend delivery timelines.


13. Support

We provide reasonable email or portal support during business hours. We do not guarantee response times.


14. Refunds; Satisfaction Guarantee

Except where a separate written policy or addendum applies, all fees are non-refundable. If you and ClearView have executed our End-of-Term Satisfaction Guarantee Addendum, that addendum governs any end-of-term refund rights, eligibility, notice, cure, ROI disqualification, and timing.


15. Privacy

Your use is subject to our Privacy Notice (linked on the Website), which explains what data we collect and how we use it.


16. User Content; License; DMCA

You retain ownership of your User Content. By submitting User Content, you grant ClearView a worldwide, non-exclusive, royalty-free license to host, store, display, perform, reproduce, and create derivative works solely to operate and improve the Website and Services.
If you believe content infringes your copyright, send a DMCA notice to our designated agent (see Website “DMCA” or contact below). We may remove content and, where appropriate, terminate repeat infringers.


17. Limited Warranty; Disclaimers

17.1 Limited Services Warranty. ClearView warrants that, during the applicable subscription term, it will provide the Services in a professional and workmanlike manner consistent with industry standards. Your exclusive remedy for a breach of this warranty is for ClearView to re-perform the nonconforming Services. If ClearView does not cure within a reasonable time (not less than 30 days after written notice), you may terminate the affected Services and receive a pro-rata refund of prepaid fees for the portion of the term following termination. This Section 17.1 does not limit any rights you may have under a separately executed End-of-Term Satisfaction Guarantee Addendum.


17.2 NO OTHER WARRANTIES; IMPORTANT DISCLAIMERS (CONSPICUOUS).
EXCEPT FOR THE LIMITED SERVICES WARRANTY IN SECTION 17.1, THE WEBSITE, CONTENT, AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DO NOT REPRESENT OR WARRANT THAT THE SERVICES WILL BE ERROR-FREE, UNINTERRUPTED, SECURE, OR THAT THEY WILL MEET YOUR REQUIREMENTS, OR THAT ALL ERRORS WILL BE CORRECTED. CLEARVIEW DOES NOT PROVIDE TAX, LEGAL, OR ACCOUNTING SERVICES. INFORMATION PROVIDED THROUGH THE SERVICES IS FOR EDUCATIONAL/OPERATIONAL PURPOSES ONLY AND IS NOT A SUBSTITUTE FOR PROFESSIONAL ADVICE. YOU MUST CONSULT YOUR OWN TAX, LEGAL, AND ACCOUNTING ADVISORS FOR SUCH MATTERS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL OTHER WARRANTIES AND CONDITIONS, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. YOU ASSUME ALL RESPONSIBILITY FOR DETERMINING WHETHER THE SERVICES ARE ACCURATE OR SUFFICIENT FOR YOUR PURPOSES. CLEARVIEW IS NOT RESPONSIBLE OR LIABLE FOR YOUR OR YOUR AUTHORIZED USERS’ FAILURE TO IMPLEMENT OR USE THE SERVICES OR ANY RECOMMENDATIONS.


17.3 Beta Features and Third-Party Services. Any beta, preview, or trial features are provided AS IS with no warranties or support. Third-party services, gateways, banks, or platforms you connect to the Services are provided by their respective providers, and ClearView is not responsible for their acts, omissions, or changes to programs, rewards, or fees.


18. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CLEARVIEW WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL. OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES WILL NOT EXCEED THE FEES YOU PAID TO CLEARVIEW IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. Some states do not allow certain limitations; those limitations apply to the fullest extent permitted.


19. Indemnification

You will defend, indemnify, and hold harmless ClearView and our officers, directors, employees, and agents from and against claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of: (a) your or your Authorized Users’ use of the Website/Services; (b) your or your Authorized Users’ User Content; or (c) your or your Authorized Users’ violation of these Terms or applicable law.


20. Service Changes; Suspension

We may modify or discontinue features with reasonable notice where practicable. We may suspend or restrict access to protect the security or integrity of the Services.


21. Force Majeure

We are not liable for delays or failures caused by events beyond our reasonable control (including outages, acts of God, labor issues, cyberattacks, or governmental actions).


22. Dispute Resolution; Arbitration; Class Waiver

PLEASE READ CAREFULLY. Any dispute arising out of or relating to these Terms, the Website, or the Services will be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules, before a single arbitrator, in Dallas County, Texas, and governed by the Federal Arbitration Act. YOU AND CLEARVIEW WAIVE ANY RIGHT TO A JURY TRIAL OR TO PARTICIPATE IN A CLASS OR REPRESENTATIVE ACTION. Either party may bring an individual action in small claims court. This section does not prevent either party from seeking injunctive relief for misuse of IP.


23. Governing Law; Venue

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-laws rules. Subject to arbitration, the exclusive venue for any permitted court action is in state or federal courts located in Dallas County, Texas, and you consent to personal jurisdiction there.


24. Notices; Electronic Communications

We may provide notices by email to the address on your Account or by posting on the Website. You consent to receive communications electronically. You may send legal notices to info@clearviewspend.com and to the physical address listed on the Website.


25. Changes to Terms

We may update these Terms from time to time. The “Last Updated” date will change. Material changes will be effective prospectively and, where required by law, we will provide notice. Your continued use after changes means you accept the updated Terms.


26. Miscellaneous

No waiver is implied by delay or failure to enforce. If any provision is unenforceable, the remainder stays in effect. You may not assign these Terms without our consent; we may assign to an affiliate or in connection with a merger, acquisition, or asset sale. These Terms (plus any order form and applicable addenda, are the entire agreement regarding the Website and Services and supersede prior or contemporaneous understandings on that subject.

Last Updated: August 28, 2025